AA Lares Insurance Services

Builder's Risk Insurance, also known as Course of Construction Insurance, is a specialized type of property insurance designed to protect buildings under construction. This coverage is vital for projects of all sizes, from residential homes to large commercial developments. It safeguards against...

We shift gears to cover all makes and models. Bumper stickers asking "How's My Driving?" are commonplace on vehicles, an indicator of just how many people are behind the wheel of a company-owned automobile or truck. For others, a business fleet is a faraway goal and your employees drive their...

Commercial Property Insurance is essential for protecting your business assets. Whether you own a retail store, office, or manufacturing plant, this insurance safeguards your physical assets against risks such as fire, theft, and natural disasters. It ensures that your business can recover quickly from...

Condo ownership comes with unique responsibilities. While your HOA typically covers the building's exterior and shared spaces, you're responsible for everything inside your unit—and more. That's why condo insurance is essential. It's designed to protect your interior, belongings, and...

Contractor's Tools and Equipment Insurance is a specialized policy designed to protect the tools, machinery, and equipment that contractors rely on to perform their work. Whether you are a general contractor, electrician, plumber, or carpenter, your tools are essential to your business operations...

Equipment Breakdown Insurance is a specialized coverage designed to protect businesses from financial losses due to the sudden and accidental breakdown of vital equipment. This type of insurance is essential for businesses that rely heavily on machinery, technology, and other equipment to operate efficiently...

When most people think of a flood, they might think of events like Hurricane Katrina or Hurricane Sandy. These were huge, devastating storms that caused billions of dollars in damage. In reality, most floods are caused by far less catastrophic situations. In fact, it only takes a few inches of standing...

Business Insurance for All Types, Sizes, and Industries. You've worked hard to build your business. A lot of time, money, and energy have been dedicated to raising your business off the ground to turn it into success. A great way to protect your asset and livelihood is to secure reliable commercial...

Professional Liability Insurance, also known as Errors and Omissions (E&O) Insurance, is essential for businesses that provide professional services or advice. This type of insurance protects your business from claims of negligence, misrepresentation, or inadequate work, which can arise from clients...

Implement a Correct Work Comp System If you own a business, having a workplace that is protected gives you extra security. As an employer, you have an obligation to ensure a safe work place and the law requires a business to have Work Comp Insurance.