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Those same tight lending standards, along with extremely conservative (some would say low-ball) appraisals, are also acting as a drag on single-family construction. In the Federal Reserve?EUR??,,????'???s quarterly survey of senior loan officers of large regional banks conducted in July, 22 percent of the 51 responding banks said that, over the previous three months, they had tightened credit standards for prime mortgage loans to consumers. None indicated they had loosened their requirements. – Courtesy National Association of Home Builders
Those same tight lending standards, along with extremely conservative (some would say low-ball) appraisals, are also acting as a drag on single-family construction.
In the Federal Reserve?EUR??,,????'???s quarterly survey of senior loan officers of large regional banks conducted in July, 22 percent of the 51 responding banks said that, over the previous three months, they had tightened credit standards for prime mortgage loans to consumers. None indicated they had loosened their requirements. – Courtesy National Association of Home Builders
Francisco Uviña, University of New Mexico
Hardscape Oasis in Litchfield Park
Ash Nochian, Ph.D. Landscape Architect
November 12th, 2025
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